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Last updated: April 23, 2026

Welcome to OpenKey Mortgage Advisors. These Terms & Conditions ("Terms") govern your use of our website, services, and products. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please discontinue use of our services.

1. Definitions

  • "OpenKey," "we," "us," or "our" refers to OpenKey Mortgage Advisors, its website, services, and products.
  • "You" or "User" refers to any individual accessing or using OpenKeys services.
  • "Services" includes all mortgage-related products, tools, consultations, and features provided by OpenKey.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use OpenKeys services. By using our services, you confirm that the information you provide is accurate and truthful.

3. Use of Services

OpenKey grants you a non-exclusive, non-transferable, limited license to use our services for personal, non-commercial purposes. You agree not to:

  • Use our services for any unlawful or fraudulent purposes.
  • Misrepresent your identity or financial information.
  • Attempt to disrupt or interfere with the proper functioning of our website or services.

4. Loan Applications

By submitting a loan inquiry or application through OpenKey, you agree to:

  • Provide accurate, complete, and up-to-date information.
  • Allow us to verify your financial details, including credit history and income.
  • Comply with any additional terms outlined in specific loan agreements, which will be provided separately.

OpenKey operates as a licensed mortgage broker and shops multiple lenders on your behalf. Approval of any loan is subject to the lenders eligibility criteria, verification, and applicable laws. OpenKey reserves the right to decline to submit any application at its sole discretion.

5. SMS Communications

If you opt in to receive text messages from OpenKey Mortgage Advisors, you consent to receive recurring automated SMS messages at the mobile number you provide. These may include loan status updates, appointment reminders, rate alerts, and promotional offers. Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP to any message, or reply HELP for assistance. Carriers are not liable for delayed or undelivered messages. For full SMS program terms, see our SMS Terms & Conditions. For information on how we handle your phone number and SMS data, see our Privacy Policy.

SMS opt-in instructions: /sms-opt-in

6. Fees and Payments

OpenKey may disclose fees or charges associated with certain services at the time of use. You are responsible for reviewing and understanding any applicable fees before proceeding. All payments must be made on time and in accordance with the terms of any loan agreement executed with the ultimate lender.

7. Intellectual Property

All content, logos, designs, and materials on this website are the intellectual property of OpenKey Mortgage Advisors or its licensors and are protected by copyright, trademark, and other applicable laws. You may not copy, distribute, or modify any materials without our prior written consent.

8. Disclaimer of Warranties

OpenKey provides its services on an "as-is" and "as-available" basis. We do not guarantee:

  • That our services will meet your expectations or requirements.
  • Uninterrupted, error-free operation of our website or services.
  • The accuracy, reliability, or completeness of any information provided.

OpenKey disclaims all warranties, express or implied, to the fullest extent permitted by law.

9. Limitation of Liability

To the maximum extent permitted by law, OpenKey shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our services.

10. Termination

OpenKey reserves the right to suspend or terminate your access to our services at any time, without notice, for any violation of these Terms or for any other reason at our sole discretion.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of South Carolina, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in South Carolina.

12. Changes to Terms

OpenKey reserves the right to update or modify these Terms at any time. Changes will be effective upon posting on our website, with the updated Last updated date above. Continued use of our services constitutes acceptance of the revised Terms.

13. Contact Us

OpenKey Mortgage Advisors

Email: marketing@openkeymortgages.com
Phone: (864) 387-8964
Address: 24 Parkway Commons Way, Greer, S.C. 29650

By using OpenKey Mortgage Advisors services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

Last updated: April 23, 2026

Welcome to OpenKey Mortgage Advisors. These Terms & Conditions ("Terms") govern your use of our website, services, and products. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please discontinue use of our services.

1. Definitions

  • "OpenKey," "we," "us," or "our" refers to OpenKey Mortgage Advisors, its website, services, and products.
  • "You" or "User" refers to any individual accessing or using OpenKeys services.
  • "Services" includes all mortgage-related products, tools, consultations, and features provided by OpenKey.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use OpenKeys services. By using our services, you confirm that the information you provide is accurate and truthful.

3. Use of Services

OpenKey grants you a non-exclusive, non-transferable, limited license to use our services for personal, non-commercial purposes. You agree not to:

  • Use our services for any unlawful or fraudulent purposes.
  • Misrepresent your identity or financial information.
  • Attempt to disrupt or interfere with the proper functioning of our website or services.

4. Loan Applications

By submitting a loan inquiry or application through OpenKey, you agree to:

  • Provide accurate, complete, and up-to-date information.
  • Allow us to verify your financial details, including credit history and income.
  • Comply with any additional terms outlined in specific loan agreements, which will be provided separately.

OpenKey operates as a licensed mortgage broker and shops multiple lenders on your behalf. Approval of any loan is subject to the lenders eligibility criteria, verification, and applicable laws. OpenKey reserves the right to decline to submit any application at its sole discretion.

5. SMS Communications

If you opt in to receive text messages from OpenKey Mortgage Advisors, you consent to receive recurring automated SMS messages at the mobile number you provide. These may include loan status updates, appointment reminders, rate alerts, and promotional offers. Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP to any message, or reply HELP for assistance. Carriers are not liable for delayed or undelivered messages. For full SMS program terms, see our SMS Terms & Conditions. For information on how we handle your phone number and SMS data, see our Privacy Policy.

SMS opt-in instructions: /sms-opt-in

6. Fees and Payments

OpenKey may disclose fees or charges associated with certain services at the time of use. You are responsible for reviewing and understanding any applicable fees before proceeding. All payments must be made on time and in accordance with the terms of any loan agreement executed with the ultimate lender.

7. Intellectual Property

All content, logos, designs, and materials on this website are the intellectual property of OpenKey Mortgage Advisors or its licensors and are protected by copyright, trademark, and other applicable laws. You may not copy, distribute, or modify any materials without our prior written consent.

8. Disclaimer of Warranties

OpenKey provides its services on an "as-is" and "as-available" basis. We do not guarantee:

  • That our services will meet your expectations or requirements.
  • Uninterrupted, error-free operation of our website or services.
  • The accuracy, reliability, or completeness of any information provided.

OpenKey disclaims all warranties, express or implied, to the fullest extent permitted by law.

9. Limitation of Liability

To the maximum extent permitted by law, OpenKey shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our services.

10. Termination

OpenKey reserves the right to suspend or terminate your access to our services at any time, without notice, for any violation of these Terms or for any other reason at our sole discretion.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of South Carolina, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in South Carolina.

12. Changes to Terms

OpenKey reserves the right to update or modify these Terms at any time. Changes will be effective upon posting on our website, with the updated Last updated date above. Continued use of our services constitutes acceptance of the revised Terms.

13. Contact Us

OpenKey Mortgage Advisors

Email: marketing@openkeymortgages.com
Phone: (864) 387-8964
Address: 24 Parkway Commons Way, Greer, S.C. 29650

By using OpenKey Mortgage Advisors services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.