1-0 Buydown for Myrtle Beach SC Buyers (Free Through June 30, 2026)

1-0 Buydown for Myrtle Beach SC Buyers

Buying along the Grand Strand — Myrtle Beach, North Myrtle, Carolina Forest, Murrells Inlet, Surfside, or Conway — before June 30? Lock in a full 1 percentage point lower mortgage rate for year one, lender-funded.

Real Numbers on a Myrtle Beach Purchase

At a Myrtle Beach median of $355,000 with 10% down, your loan amount is around $319,500.

• Normal year-one payment at 6.5%: roughly $2,019/month
• With the 1-0 buydown at 5.5%: roughly $1,814/month
• Year-one savings: ~$205 per month, or $2,460 across the first 12 months

Important: Primary Residence Only

This lender-funded 1-0 buydown applies to owner-occupied purchase loans. If you're buying a Myrtle Beach short-term rental or second home, the buydown typically doesn't apply — but our DSCR investor loan or jumbo programs might be a better fit anyway.

Deadline: June 30, 2026

Loans need to be locked by June 30. Read full mechanics in our main 1-0 Buydown blog post. See the Myrtle Beach SC Mortgages hub.

Call or text Samantha Payne at (864) 387-8964, email Samantha@openkeymortgage.com. OpenKey Mortgage Advisors LLC. NMLS Company ID 2812158. Licensed in SC and NC. Equal Housing Opportunity.