1-0 Buydown for Mount Pleasant SC Buyers (Free Through June 30, 2026)

1-0 Buydown for Mount Pleasant SC Buyers

Buying in Mount Pleasant, Old Village, I'On, Park West, or anywhere in MP before June 30? Lock in a full 1 percentage point lower mortgage rate for year one — lender-funded, no cost to you or the seller.

Real Numbers on a Mount Pleasant Purchase

At a Mount Pleasant median of $750,000 with 10% down, your loan amount is around $675,000.

• Normal year-one payment at 6.5%: roughly $4,267/month
• With the 1-0 buydown at 5.5%: roughly $3,832/month
• Year-one savings: ~$435 per month, or $5,200 across the first 12 months

Why It's Especially Powerful on Larger Mount Pleasant Loans

The dollar value of a 1% rate reduction scales with loan size. On Mount Pleasant's higher price points, the year-one savings are meaningfully bigger than in lower-cost SC metros. For move-up buyers and Park West/Carolina Park new-construction purchases, that's real money in year one.

Deadline: June 30, 2026

Loans need to be locked by June 30. Read full mechanics in our main 1-0 Buydown blog post. See the Mount Pleasant SC Mortgages hub for all programs.

Call or text Samantha Payne at (864) 387-8964, email Samantha@openkeymortgage.com. OpenKey Mortgage Advisors LLC. NMLS Company ID 2812158. Licensed in SC and NC. Equal Housing Opportunity.