1-0 Buydown for Asheville NC Buyers (Free Through June 30, 2026)

1-0 Buydown for Asheville NC Buyers

Buying a primary residence in Asheville, West Asheville, Black Mountain, Weaverville, or anywhere in Buncombe County before June 30? Lock in a full 1 percentage point lower mortgage rate for year one — lender-funded.

Real Numbers on an Asheville Purchase

At an Asheville median of $485,000 with 10% down, your loan amount is around $436,500.

• Normal year-one payment at 6.5%: roughly $2,758/month
• With the 1-0 buydown at 5.5%: roughly $2,479/month
• Year-one savings: ~$279 per month, or $3,350 across the first 12 months

Important: Owner-Occupied Only

This buydown applies to primary-residence purchases. If you're buying an Asheville short-term rental or mountain second home, the buydown typically doesn't apply — but our DSCR investor loan or asset-depletion programs might be a better fit anyway. Asheville is one of the most active short-term rental markets in the country and we know it well.

Deadline: June 30, 2026

Loans need to be locked by June 30. Read full mechanics in our main 1-0 Buydown blog post. See the Asheville NC Mortgages hub.

Call or text Samantha Payne at (864) 387-8964, email Samantha@openkeymortgage.com. OpenKey Mortgage Advisors LLC. NMLS Company ID 2812158. Licensed in SC and NC. Equal Housing Opportunity.